Terms and Conditions
Effective Date: October 10, 2024

These terms and conditions govern the use of our website and services.

1. Acceptance of Terms
   By accessing and using this website, you agree to these terms and conditions.

2. Ownership of Content
   All intellectual property, including but not limited to text, graphics, and logos, belongs to us or is licensed for our use.

3. Limitation of Liability
   We are not liable for any direct or indirect losses resulting from the use of our website or products.

4. Governing Law
   These terms are governed by and construed in accordance with the laws of [Jurisdiction].

5. Changes to Terms
   We reserve the right to amend these terms at any time, and such changes will be effective immediately upon posting.